Money management

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What’s a zero-based budget?

The term ‘zero-based budget’ might sound quite intimidating, but it’s really not. Simply put, a zero-based budget means that every penny of your ...
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The pros and cons of ‘buy now, pay later’

If you are a few days from payday and need to buy something urgently, buy now, pay later credit can be a lifesaver. However, not everyone considers th...
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Should you save money or pay your debts?

Why should you care? Many people have some form of debt, from credit card loans to overdrafts. If you’re torn between paying off your debts and putting m...
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What you should know about consumerism

A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the way that we shop (a...
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Managing your finances as a freelancer

As a freelancer, your finances can be irregular and unpredictable. Monthly income will fluctuate, invoices won’t always get paid on time and your tax bil...