Competition Terms & Conditions

General rules

  1. The promoter is: CLARO WEALTH LIMITED Technologies Ltd (company no. 12158514)] whose registered office is at 240 Blackfriars Road, London, England, SE1 8NW.The competition is open to residents of the United Kingdom aged 18 years or over except employees of CLARO WEALTH LIMITED Technologies Ltd and their close relatives and anyone otherwise connected with the organisation or judging of the competition. Close relatives include parents, spouses or children.
  2. There is no entry fee and no purchase necessary to enter this competition.
  3. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.
  4. The competition will be promoted and run on the Claro website, the Apple App Store, Instagram, Twitter, LinkedIn, Facebook and other social media platforms known as “channels”.
  5. Only one entry per channel will be accepted per person. Multiple entries from the same person on the same channel will be disqualified.
  6. No responsibility can be accepted for entries not received for whatever reason.
  7. The rules of the competition and how to enter are as follows:
    1. Download our waiting list app AND/OR
    2. Enter your email address via the competition page
  8. We will take a list of all entrants and enter them into www.wheelofnames.com to select a random winner. The details of when the winners are drawn are highlighted in sections Book Competition Rules and Coaching Competition Rules
  9. We will contact the winner within 5 working days of the closing date
  10. The winner will have 2 working days to respond otherwise we reserve the right to select another winner.
  11. The winner will be asked to give consent to CLARO WEALTH LIMITED to use their name, profile picture, likeness and testimonial for any and all publicity.
  12. The promoter reserves the right to cancel or amend the competition and these terms and conditions without notice in the event of a catastrophe, war, civil or military disturbance, act of God or any actual or anticipated breach of any applicable law or regulation or any other event outside of the promoter’s control. Any changes to the competition will be notified to entrants as soon as possible by the promoter.
  13. The promoter is not responsible for inaccurate prize details supplied to any entrant by any third party connected with this competition.
  14. The prize is as stated and no cash or other alternatives will be offered. The prizes are not transferable. Prizes are subject to availability and we reserve the right to substitute any prize with another of equivalent value without giving notice.
  15. The promoter’s decision in respect of all matters to do with the competition will be final and no correspondence will be entered into.
  16. By entering this competition, an entrant is indicating his/her agreement to be bound by these terms and conditions.
  17. The competition and these terms and conditions will be governed by English and Welsh law and any disputes will be subject to the exclusive jurisdiction of England and Wales.
  18. The promoter is exempt from liability in case of any lost or late entries due to network congestion, loss in service of online entry mechanism, technical disruptions or any other technical reason.
  19. Any personal data relating to the winner or any other entrants will be used solely in accordance with current UK data protection legislation and will not be disclosed to a third party without the entrant’s prior consent. We will process all competition data in accordance with our GDPR and privacy policy which can be found here: https://claromoney.co.uk/privacy-policy
  20. The winner’s name will be available for 28 days after closing date on our website at https://claromoney.co.uk/competitions/competition-winners/
  21. If an entrant objects to any or all of their details being published they should contact the promoter. In such circumstances, the promoter must still provide the information and winning entry to the Advertising Standards Authority. (https://www.asa.org.uk/)
  22. Entry into the competition will be deemed as acceptance of these terms and conditions. You, the Contestant, have affirmatively reviewed, accepted, and agreed to all of the Official Rules.
  23. This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook, Twitter, Instagram, LinkedIn or any other Social Network. You are providing your information to CLARO WEALTH LIMITED Technologies LTD and not to any other party. The information provided will be used in conjunction with the following Privacy Policy found at https://claromoney.co.uk/privacypolicy.
  24. CLARO WEALTH LIMITED Technologies Ltd shall have the right, at its sole discretion and at any time, to change or modify these terms and conditions, such change shall be effective immediately upon posting to this webpage.
  25. CLARO WEALTH LIMITED Technologies Ltd also reserves the right to cancel the competition if circumstances arise outside of its control.
  26. Insofar as is permitted by law, the promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of the promoter, its agents or distributors or that of their employees. Your statutory rights are not affected.

Monthly Book competition rules

  1. Route to entry for the competition and details of how to enter are via https://claromoney.co.uk/book-competition/ 
  2. An entrant to this competition will be entered to win a copy of the book that is being promoted at the time of entry and will be automatically enrolled to win future books that will be part of the competition.
  3. The competition will be a rolling monthly competition with 2 winners being announced every Friday after 17:00 GMT. The first entry date being the first calendar day of the month at 09:00 GMT and the last entry being the last calendar day of the month at 17:00 GMT.
  4. 2 winners will be drawn each week over the period of a month, for each book that is featured.
  5. The book will change on a regular basis and this will be highlighted on the competition page highlighted in Book Competition rules point (1).
  6. The winner will receive one copy of the book that is being promoted at the time of the draw, and may not be the book they initially entered for, within 21 days of receiving the winner’s address.
  7. The prize is as follows:
  8. A single copy of the book that was highlighted as ‘Claro’s book of choice’ at the point that they entered to win.

Monthly Coaching competition rules

  1. Route to entry for the competition and details of how to enter are via https://claromoney.co.uk/coaching-competition/
  2. The winner will receive one 45-minute call with a financial coach within 21 days of the competition ending.
  3. The winner will receive a personal financial planning report within 31 working days following their call with the financial coach.
  4. The competition will be a rolling monthly competition with the first entry date being the first calendar day of the month at 09:00 GMT and the last entry being the last calendar day of the month at 17:00 GMT.
  5. The prize is as follows:
    1. A single 45-minute consultation with a financial coach
    2. A single financial plan

Win a Coaching Call (1 of 1,000)

  1. 1000 coaching calls to be given away
  2. We will select competition winners at our sole discretion  
  3. A portion of these may be reserved for referrals
  4. To qualify for coaching calls you must do the following:
    1. Download, Install & register on the app
    2. Connect a bank account account
    3. Successfully complete KYC & AML checks
    4. Set at least 1 goal 
    5. Complete the suitability test
  5. If notified of winning a coaching call you must book and have it within 60 days.
    • Failure to do so will result in it being waived and the call re-allocated
  6. We reserve the right to amend and change the terms and conditions at any time
  7. Our General Competition Rules apply.

As with all investing, your money is at risk. The value of your portfolio can go down as well as up and you could get back less than you put in. The tax treatment of your investment will depend on your individual circumstances and may change in the future. You should seek financial advice if you are unsure about investing.