Learn
When it comes to money, knowledge really is power. Here’s everything you need to learn about saving, investing, budgeting and more.
Saving
Baby steps or big strides. Start building up your savings.
If you haven’t heard of Claro, we’re a digital financial coach. And we’re so excited to be launching our 2% bonus cash campaign this week.
Knowing how to save money can give you peace of mind when unexpected circumstances arise. It can also bring you long-term security and help you …
Follow the steps in this guide to buying your first home in the UK to make getting on the property ladder quicker and easier.
Teaching your children about money is a great way to set them up for later life. Compare the best saving accounts to find the right …
This month inflation in the UK rose once again from 2.1% to 2.5%, almost reaching the 10-year high of 2.8% in October 2017. On the …
Tired of trying and failing to save money? If you’re looking for a simple budgeting method, the 50 30 20 rule could be the one …
One Claro user talks about their financial coaching experience and how it helped them reach their goal of stepping onto the property ladder.
There are benefits to both the Help to Buy ISA and the Lifetime ISA, so whether you stick or switch depends on which of the …
Find out everything you need to know about a Lifetime ISA (LISA), from how they work to choosing the right one for your situation.
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.
Wondering how to save money when when you’re lacking funds? It might sound impossible but you can start saving even when things are tight.
Like to grab a coffee on your way to work? Most of us are guilty of bad money habits, but it’s time to change that …
On average, 17% of people in the UK will experience an unplanned life-event every year. Most people are unprepared for this, so resort to borrowing money. …
Saving enough money for a mortgage deposit can be a daunting task. But the good news is that there are a range of options available …
Learn about different savings options, how they work, and what to consider if you want to get in on the action.
Investing
Investing is a big step. But it’s one everyone can take, armed with the right knowledge.
There are two main reasons why people invest: compound interest and inflation. Here, we’ll explain how these can help and hinder the growth of your …
Everyone from Elon Musk to Ashton Kutcher is jumping on the cryptocurrency bandwagon. Here’s what you need to know before taking the plunge.
We’re here to demystify forex (FX) trading and how it works so you can be clear about the risks and rewards.
The world of ethical investing is murky, so let’s bring some clarity to it.
Here at Claro, we aim to declutter the world of finance and …
What’s it all about?
An exchange-traded fund (ETF) is a fund made up of different assets like stocks and bonds. Investors can then buy shares in …
What are bonds? Here’s an easy to understand breakdown of bonds, their benefits and risks if you’re thinking about investing in them.
Once you’ve decided you’re ready to invest, it’s time to decide what you want to invest in. You can invest in pretty much anything these …
A simple breakdown of stocks and shares, including how they work and what to consider before you start investing in them.
If you’re thinking about investing, our 10 golden rules of investing will help you manage the risks and maximise the benefits of growing your money.
73% of consumers recognise the importance of living sustainably, yet only 43% invest in line with these values. Research shows that simply switching your pension …
If you’d like to invest in the planet – known as sustainable investing – you’re in excellent company. People all over the world are signing …
What are the various types of ISAs available for UK residents and why are they important? Find out in our comprehensive guide.
Investment funds are one of the most popular ways to start investing. Find out what they are, how they work and what you should consider.
If you want to be more active in your investment choices, knowing the different types of asset classes and what affects them will help.
This is a breakdown of the different types of pensions available on a personal level and through your workplace.
Want to know whether you should invest with an ISA or GIA? Both have their pros and cons, which we’ll dig into here.
Financial coaching is a flexible approach that helps you to define and work towards your individual goals, whatever they might be.
Ethical investing has soared in popularity as investors want to do good with their money – is it really that difficult?
Why should you care?
Analysing a share in a business, also known as a “stock”, can help you to figure out whether or not it’s a …
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!
On Claro, you can invest in ready-made portfolios with as little as £10. Here, we’ll explain how it works before you get started.
Once you’ve understood why you’d want to invest and decided you’re ready, read this article to find out how to get started with investing.
Do good with your money by channelling it into ethical investing.
What’s it all about?
Ethical investing is putting your money into financial products, companies or other …
Find out everything you need to know about ESG integration and start putting your money where your mouth is.
As with all investments, there’s risk involved and it’s not the right choice for everyone. Here, you’ll find everything you need to know if you’re …
Investing can be an effective way of growing your money, but it’s not without risk. Before you take the plunge, tick off this checklist to …
It’s easy to make money when you’ve already got it… So many people seem to bandy that maxim about. It’s not necessarily untrue, but it …
Calculators
Home costs calculator
Planning on buying your own home?
Use our calculator to find out the total cost of buying your home, and how long it will take you to get the keys.
Investment calculator
Find out how much your money could be worth in the future if you invested in low, medium or high risk funds.
You can also find out how much you’d need to invest to achieve a specific goal.
Compound interest calculator
Compound interest – the eighth wonder of the world.
Find out how much your money could be worth in the future with the effects of compound interest.
Saving goal calculator
Have something you’re saving for in the future?
Find out how much you need to save each month to reach your savings goal.
Money management
Take control of your money. Spend less, save more, and organise your finances like a pro.
Get a consolidated overview of your spending, accurate credit scoring and more – all with Open Banking.
The term ‘zero-based budget’ might sound quite intimidating, but it’s really not. Simply put, a zero-based budget means that every penny of your income is …
A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the …
Here are some reasons why just one 45 minute financial coaching call could get you closer to your goals.
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.
If you are a few days from payday and need to buy something urgently, buy now, pay later credit can be a lifesaver. However, not everyone …
Craving inspiration when it comes to getting a handle on your bank account? Give these 25 financial influencers a follow and transform your money mindset.
Before making the decision to go to university, many students want to read up on how student loans work. Student loans are made up of …
Unsure how best to manage your money? We breakdown everything you need to know to start making your finances work for you.
Why should you care?
Many people have some form of debt, from credit card loans to overdrafts. If you’re torn between paying off your debts and …
A Financial Coach is an expert trained to look objectively at your financial situation and help you make a plan to reach your goals.
As a freelancer, your finances can be irregular and unpredictable.
Monthly income will fluctuate, invoices won’t always get paid on time and your tax bill …
If you use them well, credit cards can be useful for managing cash flow, giving you protection and even boosting your credit score.
If your retail therapy is often triggered by emotions (like boredom, jealousy or stress) and it’s leaving you in money troubles, it’s time to take …
Think frugal living means being a cheapskate, or missing out? Wrong – just a few changes can bring you closer to your financial goals.
Trying to cut down on your spending? It can be a hard habit to break, but it’s time to transform your spending habits for good.
Here are 6 things you can start doing today to avoid the UK’s most common financial-planning pitfalls.
Learning how to split rent and bills can be confusing and stressful. Use these tips to make it easier. How can you decide what’s fair? …
Bills may be one of life’s necessities, but that doesn’t mean you need to be paying over the odds. Here’s how to save on household …
Here are our favourite 5 money management tips to improve your financial planning. Whatever the expertise you have (or haven’t!)
Financial planning
Picture your ideal future, and create the perfect financial plan to take you there.
Find out everything you need to know about a Lifetime ISA (LISA), from how they work to choosing the right one for your situation.
Not sure whether to take out a savings account or an ISA? Let us break down the differences to help you decide what’s right for …
Find out the key differences between a Financial Coach and a Financial Adviser, so you can make the right choice for you.
F.I.R.E is a movement dedicated to helping you achieve financial independence so you can retire early, rather than relying on traditional income forever.
Here are some reasons why just one 45 minute financial coaching call could get you closer to your goals.
The truth about money is that how we think, feel and talk about our finances – our money mindset – determines our financial wellbeing.
When you’re saving to buy a home, there’s a lot more to budget for than just the deposit – what are the hidden costs of …
It might feel far away but starting to save and prepare for retirement in your 30s will pay off in the long run.
A Financial Coach is an expert trained to look objectively at your financial situation and help you make a plan to reach your goals.
There are always changes we can make to help us plan and save our money better. These are our top money saving tips for your …
Financial coaching is a flexible approach that helps you to define and work towards your individual goals, whatever they might be.
Only 40% of employed Brits know where all of their pension details are. It’s time to change that!
Find out how much it costs to raise a child to the age of 18 to get your finances in order before the big day …
One Claro user talks about their financial coaching experience and how it helped them reach their goal of stepping onto the property ladder.
Thinking about financial goals for the future can be daunting. There are often so many things to consider that it can put you off making …
If you want to grow your wealth, it takes time and patience. But you have to start somewhere – find out how you can reach …
Paying for protection insurance can provide a safety net if you find yourself unable to work, whether you’ve fallen ill or lost your job.
It’s never too early to start saving for your pension. By learning more about it, you can avoid these common pension pitfalls.
Ethical investing
Find out how to use your money to benefit the environment and society, as well as yourself.
A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the …
The world of ethical investing is murky, so let’s bring some clarity to it.
Here at Claro, we aim to declutter the world of finance and …
73% of consumers recognise the importance of living sustainably, yet only 43% invest in line with these values. Research shows that simply switching your pension …
If you’d like to invest in the planet – known as sustainable investing – you’re in excellent company. People all over the world are signing …
Ethical investing has soared in popularity as investors want to do good with their money – is it really that difficult?
Do good with your money by channelling it into ethical investing.
What’s it all about?
Ethical investing is putting your money into financial products, companies or other …
Find out everything you need to know about ESG integration and start putting your money where your mouth is.
Money talk
Juicy conversations with real people about their finances. Have a listen.
It’s been a little over 18 months since the pandemic completely upended life around the world. For office-based businesses across all sectors, the coronavirus outbreak …
So on Friday’s episode we spoke to guest Charlie Fleming. This time, we spoke about ESG and ethical investments – what they are, how the scoring …
“Abdul Asks” is an Instagram Live series that looks at sharing personal finance stories to showcase an individual’s financial journeys but also to have honest and open …
In this episode, we chat to personal finance influencers Thando and Lindie, founders of Skilled Finances, all about their money goals.
We’re back again for another episode of Abdul Asks, and if you’re new to the channel, this is a new series where we’ll be meeting …
Today we are joined by Gaby Mendes from @talktwenties, to chat about how she was able to buy her new home at the age of …
Claro guides
Adulting guide
If you wish you’d been taught more about loans than long division, Claro’s adulting guide is for you.
Savings Index
Feeling as if your financial goals are way out of your reach? See how small changes can make a big difference.
Covid worries
How to protect yourself from coronavirus worries by changing your attitude to saving.
Glossary
The world of finance is filled with complicated-sounding terms and acronyms. If you’re not sure what something means, head over to our glossary for a clear explanation.
