Smart investing, made simple

  • Choose from hand-picked portfolios
  • Investments matched to your risk profile, goals and values
  • Stocks & Shares ISA and GIA available
  • Start with just £10

When investing, your capital is at risk.

Image for illustrative purposes only

Investing tailored to you

Open a Stocks & Shares ISA or GIA with just £10

Ready-made portfolios

Choose from ready-made, diversified portfolios across 9 themes, including ethical options.

Dedicated investment team

Our partner investment manager actively looks for better return options. Our portfolios are rebalanced if the market changes.

Invest at your risk level

All of our portfolios are available in three risk levels – low, medium and high. We’ll help you find the risk level that’s right for you.

When investing, your capital is at risk.

Our investment approach

Our aim is to make smart investing accessible for everyone.

Our portfolios are hand-picked by experts with the aim to maximise your returns at the risk level you’re comfortable with.

But we don’t stop there. Our dedicated partner investment team actively looks for better return options and rebalances the portfolios if the market changes.

Remember, when investing, your capital is at risk.

investment app screens


How does it work?

1. Discover your risk level

Our risk quiz is specifically designed to find the risk level that’s right for you.

Learn more with coaching.

2. Open your investment account

Choose between a Stocks & Shares ISA or a General Investment Account (GIA).

3. Choose your themes

Choose from our range of hand-picked portfolios based on what you’re interested in.

4. Start investing

Decide how much you’d like to invest based on your goals. Sit back and let your money work.

When investing, your capital is at risk.


Our themes

Just so you know, the expected returns and impact scores shown here are based on a medium risk level.

Conscious Lifestyle

Put your money where your heart is. This portfolio has been selected to only include funds with the highest graded Environmental, Social and Governance track records.

The funds in this portfolio include companies such as Unilever, AIA, Danone, ANZ Bank and more.


Impact score: 4/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


American Allstars

America: the land of opportunity. This portfolio tracks the performance of the S&P Index, which is made of 500 of the largest and most powerful companies in the US.

The funds in this portfolio include huge American tech companies as well as health care giants, financial companies, communication companies and more.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Good Energy

With this portfolio, you make a positive impact by investing in ETFs containing 30 companies leading the way in clean and green energy sources.

The funds in this portfolio include companies involved in solar energy, wind power, hydro-electric turbines, biofuel, geothermal energy and more.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Big Tech

Invest in companies that are constantly innovating and changing the way we live today.

The funds in this portfolio include funds containing the biggest names in tech like Apple and Microsoft.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Mega Mix

The world’s your oyster. This portfolio has been hand-picked to include some of the best businesses from across the globe.

The funds in this portfolio include names like Nestle, Toyota, Sony, Nintendo, Unilever and Apple.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Great British Business

Own a slice of the best of British business including big names from health care, banks, supermarkets and more.

This portfolio includes funds that track the performance of the FTSE 350, which is made of the 350 top companies in the UK.


Impact score: 4/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Innovation

Invest in the leading trends of the future. This portfolio includes funds invested in fintech, next-gen internet, the healthcare revolution, robotics and more.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Millennial Values

Put your money into funds that contain companies with a “millennial” ethos, such as eco-friendly brands, social media, health and fitness, clothing, travel and more.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.


Warren Buffett

Follow in the footsteps of one of the most successful investors of all time. Invest in a portfolio of blue-chip companies with strong balance sheets.


Impact score: 3/5

To see average returns for this portfolio and a breakdown of the funds included, simply download the Claro app.

Selected companies may change in the future.

We estimate the average annual return by calculating the average of a series of (theoretical) past returns over a long period of time – in our case 5 years (or the longest period available).* This is the 5 years preceding the day you view the returns (except for weekends and holidays where it will show the previous business day’s value). This method smoothens performance results over time and provides a more accurate return value for an investor than a single snapshot of one period. This is called “rolling returns”.

*If 5 years of past return data for a specific fund is not available, we use the performance of the benchmark tracked by the fund or the closest compatible index available.

Past performance is often used for expected return estimation, however, is not an indicator of future returns.

What is an impact score?

Our impact score tells you how sustainable each portfolio is – the higher the score, the better. To calculate the score we use advanced research by a third party data provider which looks at each company and how it handles environmental, social and governance issues.

Safe and secure

We built Claro with your safety and privacy top of mind.

Claro Wealth Limited is registered with the Financial Conduct Authority as an appointed representative of WealthKernel Limited. 

We’re also FSCS protected, meaning your investments are protected up to £85,000 in the event of insolvency.