Home costs calculator

Dream of having a home to call your own?

Our first-time buyer’s calculator will help you work out the total cost of buying a property and how long it’ll take you to get the keys.

We’ve built this calculator for illustrative purposes only. If you’re already a homeowner, you can still use this tool, but we recommend checking the government website first so you know the latest stamp duty charges.

If you’re hoping to buy a property within the next 3 years, it’s usually better to save rather than invest. That’s because there’s less risk involved in savings accounts. If your home buying goal is further into the future, you might want to consider investing. The stock market tends to outperform cash in the long run.

If you do decide to invest, remember that your capital is at risk.