Clare Seal

Clare Seal is the creator of the My Frugal Year Instagram account, founder of The FW Forum and author of Real Life Money: An Honest Guide To Taking Control Of Your Finances (Headline 2020) and The Real Life Money Journal (Headline 2020). She works to address the deeper causes of debt and financial difficulty, discussing how mindset, privilege and circumstances contribute to our financial lives and emotional wellbeing.


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5 ways to save on your household bills

Bills may be one of life’s necessities, but that doesn’t mean you need to be paying over the odds. Here's how to save on household bills....
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What’s a zero-based budget?

The term ‘zero-based budget’ might sound quite intimidating, but it’s really not. Simply put, a zero-based budget means that every penny of your ...

What you should know about consumerism

A bit of a buzzword at the moment, consumerism is what encourages us to buy more than we need. The coronavirus pandemic has changed the way that we shop (a...