“Just one session with Stacey changed my perspective.”
Suzanne, coaching client
“Stacey’s ability to distil an intimidating topic into something straightforward and approachable is a testament to her wealth of knowledge and expertise in this space.”
Skye, coaching client
“I feel more in control, and confident because I am developing money goals and working towards them (which is very new for me!)”
Holly, coaching client
“Stacey kept me on the right track to make the changes I knew I wanted to make but didn’t know how to start. She was brilliant at explaining things, including how pensions work.”
Natasha, coaching client
“Informative and supportive. I gained information I otherwise wouldn’t have had access to. Rachel was really nice too.”
Anon, coaching client
“I think it is useful to have a sounding board and a neutral perspective to check perspectives of money against. Thanks so much for the time and energy.”
Jamie, coaching client
“I feel more knowledgeable around the areas I considered blindspots before – investing, retirement, where I should put my money, creating motivating money goals, etc. Stacey, you are an absolute legend!!”
Anon, coaching client
Our mission to protect one million trees
We are setting ourselves a target to protect one million trees by the end of 2021.
Every time someone signs up to our waiting list, we’ll protect 25 trees in the Amazon.
Claro is a subscription-based app which aims to make financial coaching accessible to everyone. Launching in early 2021, we’re aiming to empower you to make smarter financial decisions – from setting goals to saving and investing.
Claro provides an impartial and safe space for the conversations about money you might not be comfortable having with family or friends.
How does Claro work?
Claro is a subscription-based app which aims to make financial coaching accessible to everyone. It’s built around the four pillars of learning, planning, saving & investing, and community. It’s all underpinned by a belief in responsible money management.
Using open banking, Claro allows you to connect all your accounts in one place and see your spending in one view. Using our advanced technology, Claro allows you to see exactly how and where your money is being spent and helps you effectively budget and manage your money.
Alongside the technology, Claro also gives you the option to talk to real human beings – our highly experienced and certified financial coaches.
Coaches give you access to the latest information and best practise whilst also supporting you to establish healthy financial habits around money and build a plan that is tailored to your unique situation and goals.
If you want to make an impact with their money, Claro allows you to align your personal beliefs and values to saving and investment products. For some this might be an environmentally friendly savings account, for others it might be a clean energy investment. Claro’s market-leading ESG data is easily accessible within the app so you always have the choice of where to save and invest your money and what companies you want to support and those you want to avoid.
The choice is always yours to make.
Why is Claro different from other financial apps?
Claro is the first financial planning app that provides an end-to-end journey, helping you to learn, plan, save and invest your money ethically.
We combine human expertise (our financial coaches) with the latest technology to help you plan your finances, grow your money, and stay on track. A lot of existing financial apps only focus on the end stages of the journey – the actual saving and investing. Claro believes the value comes before this, in the planning stage, so it supports you to build an achievable financial plan, as well as giving you access to saving and investment products. We don’t know of any other financial app currently offering this complete journey.
There are a lot of financial apps that are making the world of finance more accessible, but they don’t usually help people understand how to get smarter with their money. Relying on a strong brand image and trust of a ‘robot-algorithm’, these platforms take the ‘do-it-for-me’ approach.
At Claro, we empower you to develop a smart money mindset to reach your goals, and support you with a ‘do-it-with-me’ approach – always there when you need us.
Claro also gives savers and investors the chance to support companies they care about who are making a positive impact on the world, across both the environment and society.
Our platform allows users to learn, plan, save and invest their money ethically.
Who is Claro for?
Claro is for anyone who is looking to make smarter financial decisions or achieve a financial goal. This could be starting a savings pot or an emergency fund, saving for a house deposit, starting a family, or generally feeling more in control of their spending.
Why would I use Claro over a financial advisor?
Unlike financial advisors, Claro provides coaching – not advice.
We focus on supporting you so that you can make empowered decisions about what is best for you financially, whilst also giving you the latest tools and technology to do so.
Financial advisors can often be expensive and typically only want to speak to people who have large sums of money to invest. Within the financial advice industry, advisors typically make their money from a management fee known as Assets Under Management (AUM). This means that in general it is only profitable for financial advisors to work with people with upwards of £100,000 to invest for longer than 5 years.
At Claro, we speak to everyone, regardless of your situation – whether you want to start a simple savings pot, an emergency fund, buy your first house or travel the world. Claro gives you access to the latest saving and investment technology and expertise, regardless of the amount of money you have to save or invest.
Claro helps people make smarter decisions about finances while being accessible for everyone – not just the rich.
I have never invested money before, why should I choose Claro?
Claro is not an investment platform. Claro is a financial planning and coaching app that allows you to set your own goals while learning and building your own personalised financial plan.
As part of your complete financial journey, Claro also gives you access to financial products such as saving accounts, ISAs and General Investment Accounts.
Investing is widely misunderstood, and people are often mis-sold the dream of making quick or easy money by existing investing and trading platforms. This encourages people to take excessive uninformed risk. It also often leads to unexpected losses, frustration and distrust of the investment world.
Claro is specifically tailored to support and coach you into making smart money decisions, and understanding which financial products are right for you and your goals.
Join our waiting list today
We’re launching in 2021. Sign up to join the movement and get early access.
When investing, your capital is at risk.
Our website offers information about budgeting, planning, savings and investments, but never personal advice. If you’re not sure what financial products are right for you, including investments, then please seek professional financial advice from a certified & regulated independent financial advisor. If you do decide to invest please remember that investments can go up and down in value, so you could get back less than you put in and your capital is at risk.
